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his and his family's basic value of making the world a better place. He feels a sense of responsibility to be a good shepherd of the gifts he has been given. He is interested in knowing how he can increase his wealth so that he can do even more good things. He exercises rigorously to keep himself in peak physical condition. He is a practitioner of meditation and yoga. Though he didn't have to, he joined the military service, risking life and limb for his family and his country. He has spent years forgoing all of the pleasures that his family's money could have provided for him in an effort to make a name for himself and enhance the family legacy. He hopes to gain prominence as an officer and return home to enter politics. He is deeply connected to his family history. He appreciates what his parents, grandparents, and great grandparents have done for him and his family. In fact, he knows all about each of them: how they each made a living, what they worked at, and what they accomplished. He is driven to elevate his family's wealth and its status, and to pass this legacy down to his own children and grandchildren as he helps make the world a better place.

      These two young men come from similar wealth, but have developed into very different people. Both were given every opportunity. One is passionate, appreciative, and ambitious. The other is depressed, resentful, and purposeless. It is human nature to seek pleasure and avoid pain. So it's easy to understand why someone like James, who has everything, might sit back and enjoy it.

      So this begs the question: Why would an incredible rich young man, someone who has more money than he could ever need, someone who is living in the lap of luxury and comfort—why would he join the military, forego comfort and pleasure, risk his life, and be so utterly focused on growing his family's wealth and status?

      The short answer as to why young men behaved that way: It was all about their ancestors. Roman aristocrats had a tradition of making wax masks of the men in their families. The masks were usually made when someone reached the age of 40 and only if he had achieved a noteworthy political rank. The mask was a sign that he had achieved the minimal level of social status needed to be recognized as successful within the family. The mask showed that he was on a similar path to achievement and social prominence as his ancestors who were similarly recognized. These masks were stored in the reception room of their atriums and were arranged next to labels of the highest political offices held by each person. They were worn by actors during funeral processions, but were also shown to visitors.

      Next to the collection of wax masks was a chart illustrating the family tree, with painted portraits of the ancestors. Nearby would also be a collection of armor and weapons captured by their ancestors, prominently displayed family achievements that would be seen by anyone who visited the home.

      Located in the entryway and near the center of the villa, these tributes to the family's history and accomplishments were displayed for all to see. It would not have been uncommon for the family to walk visitors through the space, showing off the military trophies and political distinctions and telling stories about the trials, tribulations, and achievements of their ancestors.

      Imagine what it would have been like to have been a child growing up in such a home, hearing stories about the various artifacts, pictures, and accomplishments of your ancestors, which were so prominently displayed. What must it have been like to have been shown a sword taken from a Carthaginian officer by your great-great grandfather in the Battle of Agrigentum in Sicily or hearing about how your grandfather helped restore Roman honor as a general in the Battle of Carthage in North Africa?

      When was the last time you visited someone's home and saw busts and portraits of their ancestors lining their walls? Interestingly, some of the most generationally successful families do have pictures of their ancestors displayed prominently, but for most of us, this is just not the case. It makes sense though, because, for rare exceptions, many of our ancestors never achieved significant fortune or status and few could afford an artist to paint a portrait. Many Americans are the descendants of immigrants. Aside from the occasionally wealthy adventurer, no one in their right mind would choose to leave a life of wealth and privilege to get on a boat and travel across the world to start over in a country where they knew no one and often didn't even speak the language.

      If there were busts of your ancestors, with the possible exception of your parents or grandparents who may have been able to capitalize on the opportunities for socioeconomic advancement, the busts would likely not be of those who accomplished great things as measured in our culture or by ancient Roman standards. Instead you would see pictures and artifacts of refugees, indentured workers, slaves, and immigrants.

      So, if you closed your eyes and imagined the hall of fame for your ancestors, what would you see? What financial legacy did they pass down to you? What beliefs about money did they pass on to you? What beliefs about what is possible did you inherit?

      If you are like many Americans, your family has been in the land of opportunity for generations. So why weren't more of us born into an ultra-wealthy families? Take a moment to answer this question for yourself. Your most valuable answer in terms of truly understanding yourself will be the first thought that popped into your mind. You may be tempted to modify this so that it sounds more rational. Resist the temptation and stay with the image that first popped into your mind. Let the implications of that belief unfold. Just let it flow.

      If your ancestors achieved financial success, congratulations! Now that doesn't mean that they passed this down to you, but hopefully, you have benefited from either the resources they were able to build or the mindset that allowed them to become successful. But if you are like most of us, ask yourself this question: Why weren't your ancestors rich?

      So why aren't you rich? The answer is simple: You and/or your ancestors didn't successfully hoard enough money or valuable objects. Of course, there are a plethora of other considerations, but in strict behavioral terms, that's pretty much it. Rich people have amassed a bunch of money for themselves. Poor people have not. It turns out that high financial net worth is not about how much money you make; it is defined by how much money you save.

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