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is not only the largest, but the handsomest building in San Francisco; and, having been constructed at enormous expense, and entirely on speculation, a concurrence of fortunate circumstances alone, such as had followed upon the discovery of the gold mines, could have insured its prosperity. It was now one of the most frequented, fashionable, and firmly established hotels in the country; and, in so far as it presented a model to the builders and settlers in the town, was a signal illustration of the shrewdness and enterprise of the Yankee character, and a standing credit to the projectors and proprietors.

      "It is built entirely of wood, and contains two very spacious principal rooms; the one a dining-room, the other set apart for billiards. Besides these, there are three saloons of lesser dimensions, especially devoted to gambling, and two well supplied bars – one below, to the right of the entry, the other in the billiard-room. The portion of the hotel that is not set apart for the usual offices and conveniences is divided off into innumerable chambers, which are occupied by the superior classes of emigrants – lawyers, doctors, money-brokers, cum multis aliis.

      "The saloon contains two very handsome billiard-tables, which are constantly occupied by players, chiefly Americans, some of them of first-rate excellence. The charge was a dollar per game of a hundred, and they were no sooner vacated by one party than another came in.

      "The establishment contained nine gambling-tables, which were crowded day and night, by the citizens and the miners; many of the latter staking very large sums upon the turn of a card. The stakes, however, varied from twenty-five cents to five thousand dollars; and the excitement of some of the losers was frequently fearful to contemplate. Some who gained largely prudently withdrew; and I was informed that, a few days previously to my arrival, a new-comer from the States, who was bound for the mines, having come into the saloon, and tried his fortune at the monte tables, luckily made twenty thousand dollars, with which he returned home, by the steamer, two days afterwards.

      "The 'Golden Eagle,' (l'Aguila d'Oro) is another gambling establishment, situated in one of the streets leading into the Plaza. It is a canvas house, about fifty feet square, fitted up with the requisites for play, and let out by the proprietor at the rate of fifteen hundred dollars a month. Every available spot around the tables was crowded to inconvenience by persons who were engaged deeply in the game, the majority standing up and watching the chances with countenances betokening the greatest excitement.

      "I now proceeded to the City Hotel, a large but somewhat antiquated building, constructed of adobé, after the Spanish fashion, but hybridized by American improvements. The interior was even more insufferable than the El Dorado, in respect of the boisterousness of its frequenters. In the first room that I entered were five gambling-tables, doing a 'smashing business' – a term employed, somewhat in contradiction to its import, to denote prosperity. The majority of the players were Americans and other foreigners, intermixed with a goodly number of Spaniards of the lowest order. There was the same excitement, the same recklessness, and the same trickery here, as at the other gambling saloons, only infinitely more noise and smoke, and swearing and inebriety.

      "Here I met with another of the volunteers, who proposing a walk, we went out together, and proceeded to the Plaza. I found a good many old acquaintances set up in business at this spot; one, who had been a captain, had recently turned money-broker, and now kept an office for the exchange of coin and gold-dust, having entered into partnership with a highly respectable and agreeable individual, of active business habits, who promised to prove a great acquisition to the concern.

      "We soon reached a low, long, adobé building, situated at the upper side of the square, and which my companion told me was the Custom House. To the right of the Plaza stood the Saint Charles's Hotel, a wooden edifice covered in with canvas, and the Peytona House, an establishment of a similar description, in both of which we did not fail to find the usual games carried on.

      "The streets leading down to the water-side contain comparatively few hotels or eating-houses, they being chiefly wood and canvas trading-stores. I observed amongst them several newly opened auction and commission-rooms, where goods were being put up, recommended and knocked down in true Yankee style. An immense number of wooden frame-houses in course of erection met our view in every direction; and upon remarking that many of them appeared to have been purposely left incomplete, I ascertained that this arose from the extreme difficulty of procuring lumber, which, on account of its scarcity, occasionally fetched an incredibly high price. A good deal of it is brought from Oregon, and some from South America. Many of the larger houses, but far inferior, notwithstanding, to such of the same kind as could easily be procured in New York at a rental of from 300 to 400 dollars a-year, cost here at least 10,000 dollars to build them, the lots on which they were erected being valued at sums varying from 30,000 to 50,000 dollars, according to the locality. Many spots of ground, just large enough for a small trading-house or a tent to stand upon, let at from 1200 to 2000 dollars.

      "Amongst the various emigrants who daily flocked into the city – for each day brought its fresh arrivals – were numerous Chinese, and a very considerable number of Frenchmen, from the Sandwich Islands and from South America. The former had been consigned, with houses and merchandise, to certain Americans in San Francisco, to whom they were bound by contract, as laborers, to work at a scale of wages very far below the average paid to mechanics and others generally. The houses they brought with them from China, and which they set up where they were wanted, were infinitely superior and more substantial than those erected by the Yankees, being built chiefly of logs of wood, or scantling, from six to eight inches in thickness, placed one on the top of the other, to form the front, rear, and sides; whilst the roofs were constructed on an equally simple and ingenious plan, and were remarkable for durability.

      "These Chinese had all the air of men likely to prove good citizens, being quiet, inoffensive, and particularly industrious. I once went into an eating-house, kept by one of these people, and was astonished at the neat arrangement and cleanliness of the place, the excellence of the table, and moderate charges. It was styled the 'Canton Restaurant;' and so thoroughly Chinese was it in its appointments, and in the manner of service, that one might have easily fancied one's self in the heart of the Celestial Empire. The barkeeper – though he spoke excellent English – was a Chinese, as were also the attendants. Every article that was sold, even of the most trifling kind, was set down, in Chinese characters, as it was disposed of; it being the duty of one of the waiters to attend to this department. This he did very cleverly and quickly, having a sheet of paper for the purpose, on which the article and the price were noted down in Chinese characters, by means of a long, thin brush, moistened in a solution of Indian or Chinese ink. As I had always been given to understand that these people were of dirty habits, I feel it only right to state that I was delighted with the cleanliness of this place, and am gratified to be able to bear testimony to the injustice of such a sweeping assertion.

      "As for the French, they seemed entirely out of their element in this Yankee town; and this circumstance is not to be wondered at, when the climate and the habits of the people are taken into consideration, and also the strange deficiencies they must have observed in the ordinary intercourse of life between the citizens, so different from the polished address, common even amongst the peasantry in their rudest villages; to say nothing of the difficulty of carrying on business amongst a people whose language they did not understand. But their universal goal was the mines; and to the mines they went, with very few exceptions.

      "Speaking of them reminds me of a 'Café Restaurant,' in San Francisco, kept by a very civil Frenchman, and situated on the way to the Point. I mention it, because I one day made here the most uncomfortable repast it had ever been my lot to sit down to. Yet this was not owing to any lack of attention on the part of the proprietor, to any inferiority in the quality of his provisions, or to any deficiency of culinary skill in their preparation; but simply to the prevalence of the pest to which I have already alluded as invading my own tent, namely, the dust. The house was built chiefly of wood, and had a canvas roof, but this was insufficient to keep out the impalpable particles with which the air was charged, and which settled upon and insinuated themselves into every article in the place. There was dust on the counter, on the shelves, on the seats, on the decanters, and in them; on the tables, in the salt, on my beef-steak, and in my coffee. There was dust on the polite landlord's cheeks, and in his amiable wife's eyes, which she was wiping with the corner

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